CentreO Blog

申请公司银行账户时，银行对哪些信息感兴趣？

公司信息
业务/行业性质
提供的产品/服务的性质
经营与贸易
账户信息和预期活动
维持账户的目的
通过账户的资金来源，预期未来资金来源
预期的活动水平（货币、金额和交易数量）
活动性质
交易对手（通过账户转账）
董事/合伙人/独资经营者的详细信息
身份证明文件
商业背景
国籍
公司实益拥有人详情
受益所有人人数
身份证明文件
所有权
财富或收入的初始和持续来源
职业/业务性质

Situations When KYC is required?

KYC (know your customer) has to be followed by every financial institute while dealing with customers. KYC procedure needs to be adhered to by a customer during following instances:

While opening a company account in a bank

While applying for a credit card or loan

Opening safe facility

When there are not enough documents with the bank in existing account

When there are changes in signatories, beneficial owners, etc

When the bank feels it necessary to obtain additional information from existing customers based on conduct of the account

While investing in a mutual fund

What kind of KYC banks are looking at the company bank account appointment now?

Below are the basic factors of KYC that banks are looking at:

Jurisdiction of the company.
Company’s structure.
The nature of business.
Expected business activities.
Professional reference/bank reference.
Justification for needing an account in Hong Kong.
Source of funds.

现在预约公司银行账户，银行需要验证客户什么信息

以下是银行正在关注的 KYC 的基本因素：
公司的管辖权。
公司的结构。
业务性质。
预期的商业活动。
专业参考/银行参考。
需要在香港开设帐户的理由。
资金来源。

After running many startup seminars, we decided to be more hands on. Instead of seminar style, we are running in workshop style and be more focus on your particular business. We are going to host a Hong Kong startup workshop, aims for providing in-depth business operation knowledge to those who want to startup their business in Hong Kong. Through the workshop, you can have a deeper understanding on the business environment in Hong Kong for incorporating your business; maintain the company and also finding out what are those pre-operation works that needed to be done for setting up your company in Hong Kong.

Details for the Hong Kong Startup Workshop

Date: 2^nd June 2016 (Thursday)

Time: 7:00p.m.-8:00p.m.

Venue: Sheungwan O Connect Business Centre

Fees: HKD $50

Seats: Limited to 12 only

During the workshop, our business facilitator, Josephine Lau will be guiding you how to run your startup business smoothly in Hong Kong, such as pointing out the documents that you are required to submit to different government departments and banks in Hong Kong or the steps you need to pay attention in order to reach a successful application.

We guarantee that the information you will be gaining in the workshop will be invaluable to your business, it is an initial step that helps you to become a successful entrepreneur in the foreseeable future. Register now! Link>>> http://www.meetup.com/Multi-Network-Business-Community/events/xrjqtlyvjbdb/

Pay here to RSVP your seat!

What is KYC ( Know Your Customer) ?

KYC stands for “Know Your Customer”, it is the process of a business verifying the identity of its clients by using reliable and independent documents or information. The term is also used to refer to the bank regulation which governs bank activities. The purpose of it is to ensure the proposed agents, consultants or distributors are antibribery compliant for companies of all sizes. It helps to manage their risk prudently and prevents identity theft, financial fraud, money laundering and terrorist financing.

什么是 KYC（了解您的客户）？

KYC 代表“了解您的客户”，是企业通过使用可靠和独立的文件或信息来验证其客户身份的过程。该术语也用于指管理银行活动的银行法规，其目的是确保提议的代理商、顾问或分销商符合各种规模的公司的反贿赂合规性。它有助于谨慎管理他们的风险并防止身份盗用、金融欺诈、洗钱和恐怖主义融资。

香港创业工作坊

香港创业工作坊
在举办了许多创业研讨会之后，我们觉得动手更重要。我们将举办香港创业工作坊，以研讨会的方式运行，但不是研讨会的模式，因为我们更专注于您的特定业务，目的是为了想在香港创业的人士提供深入的商业运作知识。通过研讨会，您可以更深入地了解香港的营商环境，以便开展业务；维护公司，并找出在香港设立公司所需的运营前工作。

香港创业工作坊详情
日期：2016年6月2日（星期四）
时间：晚上7:00-8:00
地点：上环澳通商务中心
费用： 50 元港币
参与人数：仅限12人

工作坊期间，我们的业务辅导员Josephine Lau 将指导您如何在香港顺利开展您的创业业务，例如指出您需要提交给香港不同政府部门和银行的文件或您的步骤需要注意哪些才能有成功的回复。

我们保证您在研讨会中得到的信息，对您的业务来说非常宝贵，这是帮助您在可预见的未来成为成功企业家的第一步。现在就可以注册！链接>>> http://www.meetup.com/Multi-Network-Business-Community/events/xrjqtlyvjbdb/
在这里付款以回复您的座位！

Hong Kong Startup seminar

20/05/2016

Yesterday we have hosted a Hong Kong Startup seminar at Sheungwan O Connect Business Centre. We are very pleased to have 2 professional expertises, Stephen Barnes and Josephine Lau to share their knowledge with us.

Stephen Barnes from Hong Kong Visa Centre, first delivered a talk on “How to get a Hong Kong Entrepreneur Visa Approval” within 10 steps. He also shared the essential factors, challenges and difficulties for foreigners to get an entrepreneur visa in Hong Kong, followed by giving hints on how to deal with it in order to reach a successful application.

Secondly, Josephine Lau from Centre O, spoke on the topic of “Start-up in Hong Kong”. She shared her professional knowledge and introduced the Hong Kong business environment on how to incorporate the business, maintain the company, pre-operation works and also the factors that entrepreneurs need to pay extra attention for setting up company in Hong Kong.

The seminar has given intensive exposure to the topic through the presentation done by Stephen and Josephine. They both provided in-depth knowledge, experience and hints for starting up the business in Hong Kong to our guests which can be invaluable to their business.

For more detail, please visit http://centreo.hk/201617-better-year-entrepreneurs-business-startups/ and http://centreo.hk/apply-china-work-visa/